Business

Wham, BAM! A Brand New Venture…

May 18, 2016
Screenshot 2016-05-06 09.48.02

It’s been a long time coming, but I’m really pleased that we have finally launched our exciting new venture – Bricks & Mortar Super (BAM)

Managing your super fund on your own can be overwhelming—not to mention ineffective. Every day, I see people who have missed out on the benefits of buying property within their super fund for far too long, and its usually because they think they don’t have enough in their super, it’s too difficult, or they don’t know enough about it.

Or, I meet people who have tried to get things set up on their own, and they’ve lost faith, or money, or both – because there’s so much admin and so many considerations they needed to wade through just to get it all going.

At Bricks & Mortar we take care of all the red tape that comes with trying to sort out your SMSF, and you immediately get access to our team of experts who can advise you on the smartest investment strategies. This means you can construct a solid financial plan, take control of your money, and build the wealth you will need to fund your retirement, all under the guidance of people who really want to help.

THE TEAM

BAM has been built in a really flexible way, allowing us to bring you a collaboration of some of the best in the business! As founding partners, Aletia & I are the ‘front men’ who most of our clients will see to get started.

Working alongside us we have Risk & Insurance Specialists, a Property Expert, Finance Brokers, a Funds Manager and a Trading Expert. All highly successful business owners or senior managers in their own right, these guys have partnered with us to bring you advice and opportunity wherever possible. All of us share the same common goal under the Bricks & Mortar umbrella – helping you build a really strong financial future.

Bricks & Mortar was formed because I saw there was huge value in bringing together SMSF and property; we just had to find the best way to present it. Aletia & I found that people wanted specialist advice regarding property inside super, and we realised that if we included other asset classes and insurance expertise we could present all possible options for maximising returns and controlling risk; the ultimate financial goal.

COFFEE?!

So today is all about thinking a little differently about your future. We’re live and ready to start a conversation with you about what you need – so take the plunge and book us in for a coffee (any excuse!), and we’ll get the ball rolling on your possibilities.

 

For more information about Bricks & Mortar Super head to our great new website! http://www.bricksandmortarsuper.com.au

Life

Lessons From Little Humans

January 18, 2016

My two kids couldn’t be more different, and I continue to learn from them and through them on a regular basis.

Taya has a really witty sense of humour, has such creativeness, and a love of drama, dance and singing.

Jay is doing so well in tennis, and I admire his continued success at school- particularly his ability to continually learn.

I regularly see something in both of them that’s a mirror of myself, mostly good but sometimes the not so good, so I have to be careful to manage my ways!

At 45 years of age, I find I’m learning more now about myself, business, relationships, my kids, and life in general than I ever have before. It’s like when my kids were 2 years old, and they asked why so much that sometimes I found myself pausing and trying to articulate the right answer – and yet the why’s just kept coming!

Today I find myself doing the same thing more and more, asking questions and trying to understand the why in a lot of things that I’m doing or experiencing.

Taya has the ability to sit for hours; playing, drawing and creating things through her craft. When I get the chance to sit and do it with her, I end up getting so much enjoyment out of it. I find I can stop my brain thinking about everything going on in life and can just focus on the one task. She and I get so much out of that quality time and she doesn’t even realise that yet, but geez, I do on so many levels. It’s just one little activity but with so many benefits.

And with Jaylan on the other hand – together we are having such an enjoyable journey with his tennis. These days he and I spend a lot of time away from home at tennis tournaments both locally and afar. The one on one time with him is very similar to the experience I’m having with Taya. We get time away from the things we would normally be doing on the weekend.

Life all of a sudden got really busy with my kids growing up so fast. Me and Jay have long chats about everything and anything, there is a lot of tennis in there but he is learning and experiencing a lot of life’s lessons on that tennis court and I’m watching him grow up very fast, particularly in the last six months.

The emotions from winning and losing.

Working out quickly his opponents’ strengths and weaknesses.

Trying to get over the nerves and pressure of playing against seeded players and players he has never played before.

His confidence on and off the court has grown so much recently, and I’m so proud of him. We are turning the discussions around the losses into learning discussions, and I’m learning so much from him through the experience.

So what am I really saying?

I’m really enjoying my kids growing up, making the effort to spend time one on one with them. They get so much out of it and I’m right there with them, getting just as much out of it in return.

Life is a real journey and if you can experience more and more with them, then the learning, the relationship and bond will be so much better for it.

I love them both very much for the little humans they are becoming.

#livelife #kidsgrowingup #lifesjourney #livingandlearning

Business

Positive Sign For SMSF LBRAs

October 12, 2015

The word getting round was that the Federal Government was going to ban borrowing from within SMSFs due to the misuse of limited recourse borrowing arrangements. Let’s put a stop to this rumour as the government has given a clear signal that this won’t be the case but some underlying rules may be tightened up.

 We have all heard the stories of people starting a SMSF to buy a modern new apartment off-the-plan and then the property price dives or the rent withers up. The SMSF may then need to liquidate all its other assets and possibly have huge issues when the fund moves into pension phase. This not a good outcome at all but these stories are the exception to the rule. Only 0.07 per cent of Australian residential property – a mere 6,500 dwellings – are held by an SMSF through a limited recourse borrowing arrangement.

Since the misuse of LBRAs in SMSFs is rare the government assures us that they are not going to ignore the risks but their response is in proportion to the problem. Please contact us If you are interested in a LBRA strategy for your SMSF.